Dynamic coverage designed around your business

Fully customized coverage for the hospitality industry.

Get complete coverage created just for you.

We make life easier with a one-stop solution for dynamic, customized coverage.

Liquor Liability

If your business deals with the production, trade, or sale of alcoholic substances, it is vitally important you’re protected against liabilities with quality liquor liability insurance.

General Liability 

Ensure your business stays operable and profitable in the face of any liability claim, whether you’re a boutique hotel, fine dining restaurant, or large bakery.

Property Insurance (Including Windstorm!)

Be confident your property and physical assets are completely covered should they be stolen, damaged, or destroyed due to theft, windstorm, fire, or other natural disasters.

Business Income

Have peace of mind knowing no income nor expected revenue will be lost should your business property become unusable for a period of time due to a fire or other disaster.

In addition to the above, we also offer Umbrella & Excess Liability and Coverage for Equipment Breakdown and Spoilage, Power Outage, Assault & Battery, Off-Premises Events, Products/Completed Operations, Commercial Automobile, and Hired and Non-Owned Auto (HNOA).

There’s no need to navigate your insurance options alone. 

Let us help with dynamic plans tailored to fit your unique needs. 


Hospitality Focused

With a specialized focus on restaurants, hotels, bars, and clubs, we provide plans specific to your needs.

One-Stop Solution 

Enjoy convenience and peace of mind with exclusive products and plans designed to cover all your bases.

Customized Coverages

Experience the benefits of a custom-built plan tailored completely to protect your unique business needs.

Full protection at your fingertips.

You’ve worked hard to get your business where it is today — you should be able to easily protect it. We know it can be difficult to navigate the world of insurance plans, and even more challenging to feel confident that you’re fully covered.

Not anymore.

Now you can get full coverage (including wind insurance and liquor liability) in one, complete package, tailored specifically to your business’s need. 

Have confidence about your coverage.

Specialized plans for the hospitality industry, serving:

Fine Dining

Bistros, Brasseries, Bakeries, & Cafes

​Coffee & Ice Cream Shops


​Fast Food

​Bars, Pubs, & Night Clubs

​Banquet Halls

​Hotels & Motels

​and more..

We Make It Easy

To Get The Right Coverage.

Step 1.

Contact us to discuss your needs.

Step 2.

We’ll create a customized plan completely tailored to cover your unique concerns. 

Step 3.

Enjoy peace of mind (with less hassle) knowing you have the right coverage.

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What Makes Us Different?

We know each business faces unique challenges when it comes to what kind of coverage they need — that’s why we don’t push ill-fitting, one-size-fits-all solutions that leave you under-protected or over-spent.

Instead, we listen to your concerns and use our specialized expertise and access to exclusive products to design a perfectly tailored plan that will give you the right coverage for your business.

Surviving The Fire: Mary’s Pizza Shop

The fire at Mary’s Pizza Shop is a perfect example. Mary’s was a popular establishment bringing in consistent revenue. After a particularly busy shift one evening, a team member forgot to remove and wash a bucket of greasy rags left by an electric heating vent. Overnight, they combusted into a violent fire destroying the majority of the building and the equipment held within. The total property loss incurred was $60,000.

Luckily, Mary’s Pizza Shop was protected with the right coverage for their risk. Not only that, the owner’s policy included Business Income Coverage, so none of their expected revenue was lost during the time it took to repair and reopen.

And reopen they did — bigger and busier than ever.

CSpecialty is here to help you find the best fit for you. 

The right coverage for your unique needs makes all the difference.

The restaurant and hospitality industry in the United States is a $300 billion industry employing more than 16 million people — because of such, it’s an industry full of risk.


224 Datura Street, Suite 700
West Palm Beach, FL 33401